If you are a bank, and ready to offer Asset Based lending:
We're Your Answer!
With Billions in underwriting experience, we’ve helped multiple banks establish their own ABL capability.
Groups Started at the Following:
Do you want to offer Asset Based Lending to your clients?
If the answer is yes, one of the best options is to employ an asset-based Lending Incubator advisory team.
What’s an Asset Based Lending Incubator?
We are proven Asset Based Lending Professionals, who help you establish your own “in house” asset-based lending capacity. We set-up not only the necessary credit guidelines thru a time tested Risk Adjusted Credit Guideline (RAAC), but also establish the key Approval, Monitoring and Work out systems to maintain collateral.
Our Client Banks have lent over:
Our Client Banks have added over:
Inventing the future, with you
Our goal is to have your bank set up an INDEPENDENT ABL group. We simply establish the systems, management and credit criteria to allow that to happen.
The typical engagement is 6 to 18 months, as we not only establish the systems but also help with New Business Development and Client acquisition.
How we Help
Credit
We establish the Necessary Underwriting Guidelines to not only ensure safe lending, but also foster a good relationship with the bank Examiners. We tailor those guidelines to your own bank’s special circumstances to create a unique RAAC (credit policy manual).
Collateral Monitoring
We provide the daily, weekly, and monthly monitoring systems and techniques to ensure that the collateral remains appraised and understood. We help to ensure that a borrowing base system is established, and we work with the Bank’s existing loan ops folks to add ABL to their skill set.
New Business Development
We provide the direct sales and new business development in order to help establish the group and get itself on a firm client footing.
Staff Training
We train your existing staff to handle both operational and credit functions.
Work-out/Asset Recovery
We provide direct and continued advisory services for all aspects of the loan’s life cycle, including workout, loan recovery and collateral liquidation.
We work with many financial institutions across the country. We help each entity establish its own Asset Based lending capability.
As of January 2025, our team, individually and collectively has liquidated over $2 Billion in collateral without a loss.